Find the smartest way
to pay for your prescriptions
We help you find the best way to pay for your prescription drugs. Medicare Part D plans have confusing rules about how much you pay at different times of the year. We look at your medications and figure out when it's cheaper to use your insurance versus paying cash with discount programs like GoodRx. This can save you hundreds or even thousands of dollars per year.
The Medicare.gov tool shows you the cheapest plan. We use mathematical optimization to analyze a different question — whether mixing Part D coverage with GoodRx cash prices for different fills could reduce your total annual costs. Our algorithm evaluates thousands of combinations based on your specific medications and coverage phases.
Plan Availability: We do not offer every plan available in your area. Any information we provide is limited to plans in our database. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for information on all your options.
Pricing Estimates: Prices shown are estimates only. GoodRx prices are subject to change and may vary by pharmacy. Medicare costs are based on CMS data and your actual costs may differ based on plan details, pharmacy, and dosage.
Not Medical or Insurance Advice: This tool is for informational purposes only and does not constitute medical, insurance, or financial advice. Always consult with your healthcare provider and a licensed insurance agent before making decisions about your coverage.
Privacy: We do not store your personal health information. Your drug list and ZIP code are used only to generate estimates and are not saved after you leave this page.