Is Martello Right for You?

We believe in being upfront about who we serve best. Not every advisor is right for every person, and we want to make sure we're the right fit for you before we start working together.

We work best with clients who...

Have $750,000+ in investable assets

Our comprehensive planning approach is designed for those with significant assets who need sophisticated tax and retirement strategies. This threshold allows us to provide the depth of service you deserve.

Are within 5 years of retirement or already retired

Our specialty is navigating the critical transition into retirement - when tax decisions matter most and mistakes are costly. We help you optimize Social Security, manage RMDs, and create sustainable income.

Want to minimize taxes in retirement

If you believe taxes will be your largest expense in retirement and want a proactive strategy to reduce them, we're aligned. Tax planning isn't an afterthought for us - it's central to everything we do.

Value a long-term advisory relationship

We're not interested in one-time transactions. We build lasting relationships with clients who want ongoing guidance, regular reviews, and a trusted partner for life's financial decisions.

What makes us different

Fee-Only

We never earn commissions or sell products. Our only compensation comes directly from you, ensuring complete alignment with your interests.

Fiduciary

We're legally obligated to act in your best interest - always. No hidden agendas, no conflicted advice, just guidance focused on your goals.

Independent

We're not owned by a bank, insurance company, or Wall Street firm. We answer only to you, with no corporate sales quotas or product pushing.

We might not be the right fit if...

You're looking for someone to simply execute trades or pick stocks

You prefer a hands-off, "set it and forget it" approach without regular reviews

You're seeking the lowest-cost option regardless of service level

You have less than $750,000 in investable assets (we'd be happy to recommend other resources)

There's nothing wrong with any of these preferences - they're just not our specialty. We'd rather be honest upfront than disappoint you later.

Think we might be a good fit?

The best way to find out is a brief, no-obligation conversation. We'll learn about your situation, answer your questions, and together determine if working together makes sense.

Best for pre-retirees and retirees with $750K+ in investable assets

No pressure. No obligation. Just an honest conversation about your retirement.